Smart Consumer

Articles
Authored by CPAs to Help with Money Management Issues

Banking, Saving and Investment Issues
Bank smart: follow these banking basics
Get smart about savings
Basic rules for investors
Online banking: should you or shouldn’t you?
Investing internationally: how, why, and what to watch out for
Understanding how dividends are taxed
The risks and rewards of investing in Mutual Funds
FAQs about FDIC insurance

Credit and Debt Management
Managing post-holiday debt in seven easy steps
Checking and correcting your credit report
Understand all credit card terms
How to raise your credit score
Ten Worst Credit Card Mistakes
Understanding the risks of debit cards

Financial Planning
Five key steps to homeownership
Organizing your finances when your spouse dies
Financial records: what to keep and for how long
Here’s how to use your tax refund wisely
Retirement planning checklist for 30-somethings
Take charge of your 401(k) plan

Insurance
How personal liability insurance can protect you
Seven ways to lower your homeowner’s insurance costs
Assessing life insurance policies
Is your homeowner’s insurance up to date?
Smart shoppers guide to auto insurance
Understanding the value of life insurance

Security and Privacy Issues
Ten smart ways to avoid identity theft
How to protect yourself against identity theft
Ten steps to safeguard your computer

Links of Interest

THE BEST: One of the best resources for financial literacy information for your career is the American Institute of CPAs (AICPA) 360 Degrees of Financial Literacy Web site. Check it out for articles, tools and other great information targeted to consumers.

Money Central www.moneycentral.msn.com MSNBC cable channel.
ABC News.com Business http://abcnews.go.com/Business/?business=true Excellent business section of ABC network site.
Annual Credit Reports www.annualcreditreports.com Request one free credit report per year from three credit bureaus.
Credit Smart www.freddiemac.com Information about obtaining the skills to manage your finances.
GovLoans www.govloans.gov Find information about loans for housing, education, small business.
The Consumer Credit Counseling Services www.cccs.org Information on general consumer credit issues.
American Bankers Association www.aba.com Banker resources page with financial literacy solutions.
Money Smart www.fdic.gov A training program to help adults enhance their money skills.
The American Institute of Certified Public Accountant www.cpapfs.org List of Personal Financial Specialists
Community Housing www.coap.faithweb.com Information about Kentucky Housing Corporation first mortgages.
Kentucky Housing Corporation www.kyhousing.org Financial assistance for homeownership for low-income Kentuckians.
Kentucky HUD Office www.hud.gov/local/index.cfm?state=ky Resources that can help you buy and maintain a home.
Fannie Mae Foundation www.homepath.com Information about Home-Buying Preparation
FreddieMacFoundation www.homesteps.com A free-of-charge service available to homebuyers.
Morningstar www.morningstar.com Beginning investor information.
Securities and Exchange Commission www.sec.gov Investment education.
Internal Revenue Service www.irs.gov This site contains tax information for businesses and individuals.
Office of the Taxpayer Ombudsman http://revenue.ky.gov/ombudsman.html Ombudsman serves as an advocate for taxpayer's rights.
Money Central   www.moneycentral.msn.com MSNBC cable channel.

Presentation materials
Kentucky Society of CPA members can access presentation and other financial literacy materials in the members section. Some materials are provided by the American Institute of CPAs.


 
 

 

 

 

 

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Kentucky Society of CPAs
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Louisville Ky. 40299
502.266.5272
800.292.1754 (KY)
Fax: 502.261.9512

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